Nowadays, after the purchase of new houses by domestic buyers, the fees allocated on the decoration are more and more, and some even reach the ratio of one to one, that is, spend 2 million to buy a house, and then spend 2 million to decorate one. Fan, this ratio can be said to be quite amazing. Regardless of this extreme example, it is an indisputable fact that we are paying more and more for the renovation of new homes, but how many people who have just bought the house have to pay for renovation? At this time, it is a very good way to apply for a decoration loan to the bank. Then, the small house of the decoration home network will introduce the conditions for the bank decoration loan . I hope this article can bring you some help and reference. Let us look at it together!
After the Chinese New Year this year, there have been signs of rising prices in various places. Many owners will encounter the problem of shyness in the decoration process after they start the new house under the pressure of the need. Applying for a home improvement loan to a bank is a good way. However, the processing process of each bank is different. Xiaobian here uses the China Construction Bank among the four major banks in China as an example to introduce the process and the places to pay attention to when the house decoration loan is processed.
China Construction Bank renovation loan conditions:
Individual private housing renovation loans refer to RMB loans issued by the Construction Bank to individual private customers for the renovation of their own homes.
Loan Tools: The tool for personal private housing renovation loans is a natural person with full civil behavior.
Loan conditions:
1) From 18 to 60 years old, there is a local permanent residence or a foreign residence, but there is a valid local residence permit and a stable place of residence;
2) Have stable and legal income, and have the ability to return the principal and interest of the loan on time;
3) There is a “Home Renovation Engineering Treaty†signed with the decoration enterprise, or “A Treaty for the Purchase of Home Decoration Materialsâ€, “A Treaty for the Purchase of Kitchen and Bathroom Facilitiesâ€, or a home improvement budget;
4) Have the honorary qualifications recognized by the Construction Bank or can provide documents recognized by the Construction Bank;
5) There is no bad credit record.
6) Other conditions as stipulated by the Construction Bank.
The loan amount is generally not less than RMB 3,000 (including 3,000 yuan), and the maximum amount is not higher than RMB 600,000.
The loan interest rate is delineated in real time.
The loan period is usually a minimum of six months, and the longest is not more than five years (including five years).
The above is the introduction of the bank decoration loan conditions brought to you by the decoration home network Xiaobian. I hope that I can bring you some help. I wonder if everyone is satisfied with the introduction of Xiaobian? If you still need more information, please continue to pay attention to our home encyclopedia!
More related wonderful reading:
How to apply for the provident fund renovation loan? Application steps
Second-hand housing renovation loan process second-hand housing renovation loan considerations
Is it a good application for a public housing renovation loan? how to apply?
Is the decoration loan cost-effective? Which way is the decoration loan good?
die cavity
- A hollow or recessed section of a die into which the punch forces the metal to form it.
- Mold cavity is a mold term for production and manufacturing, that is, the part that constitutes the product space is called a molded part (that is, the entire mold), and the part that molds the outer surface of the product (mold) is called a cavity
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The concave part is the cavity, also known as the front mold or master mold,
The corresponding raised part is called the core. Also known as back mold or male mold.
The cavity of the mold is closed with the core, and the gap in the middle is the product.
Mold Cavities Components,Injection Molding Cavity And Core,Plastic Mold Cavity,Plastic Mold Cavity Inserts
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